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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Insurance Industry Overview | - Regulatory Framework
|
| Real Estate and Settlement Procedures | - Legal Concepts
|
| Title Insurance Principles | - Title Search and Examination
|
| Ethics and Professional Conduct | - Fiduciary Responsibilities
|
Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:
A licensee has violated a Pennsylvania insurance law. The commissioner CANNOT impose what penalty after the hearing?
- A. license revocation
- B. a jail sentence
- C. license suspension
- D. a fine
Correct Answer: B 🗳️
Explanation: Only visible for PassReview members. You can sign-up / login (it's free).
When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:
- A. Mortgagee
- B. Title agent
- C. Seller
- D. Mortgagor
Correct Answer: D 🗳️
Explanation: Only visible for PassReview members. You can sign-up / login (it's free).
What is the purpose of probate of an estate?
- A. to avoid inheritance tax
- B. to foreclose a lien
- C. to transfer a deceased's debts
- D. to establish heirs
Correct Answer: D 🗳️
Explanation: Only visible for PassReview members. You can sign-up / login (it's free).
When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be
- A. subrogated to the lien of the insured mortgage.
- B. restricted to the lien of the subject mortgage.
- C. subordinated to the lien of the subject mortgage.
- D. waived to the lien of the subject mortgage.
Correct Answer: C 🗳️
Explanation: Only visible for PassReview members. You can sign-up / login (it's free).
Coverage under a loan policy remains effective
- A. until the lender assigns the mortgage.
- B. during the life of the owner.
- C. until the property is sold.
- D. until the secured debt is satisfied.
Correct Answer: D 🗳️
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