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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Oklahoma State-Specific Knowledge | 28% | - Consumer Protection and Ethics
|
| General Insurance Knowledge | 72% | - Annuities
|
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
To apply for a life or health insurance policy,
- A. the insured must report all information about family illnesses.
- B. all possible serious medical conditions must be diagnosed and recorded.
- C. the insured individual's medical history may be reviewed and reported.
- D. a physical examination must be performed by a licensed physician.
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What type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured's other health insurance?
- A. Hospital indemnity
- B. Blanket
- C. Limited-amount per diem
- D. Medigap
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A whole life insurance policy issued by a mutual insurer that provides a return of divisible surplus is called a
- A. continuous premium whole life insurance policy
- B. participating whole life insurance policy
- C. straight whole life insurance policy
- D. limited pay whole life insurance policy
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Unlike HMO plans, PPO plan members MOST often
- A. must designate a primary care physician.
- B. can see a physician on a walk-in basis.
- C. receive no medical benefits while traveling to other states.
- D. have more choices of doctors and medical service providers.
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How many employees are REQUIRED before an employer is subject to COBRA?
- A. 20 employees
- B. 50 employees
- C. 31 employees
- D. 30 employees
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