Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Q&A - in .pdf

  • Ok-Life-Accident-and-Health-or-Sickness-Producer pdf
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Sep 09, 2026
  • Q & A: 157 Questions and Answers
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  • Updated: Sep 09, 2026
  • Q & A: 157 Questions and Answers
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  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
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  • Q & A: 157 Questions and Answers
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Oklahoma State-Specific Knowledge28%- Consumer Protection and Ethics
  • 1. Privacy and disclosure requirements
  • 2. Unfair claims practices
- State Licensing and Renewal
  • 1. Residency requirements
  • 2. Continuing education rules
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
General Insurance Knowledge72%- Annuities
  • 1. Features and taxation
  • 2. Types of annuities
- Health and Accident Insurance Basics
  • 1. Health insurance policies
  • 2. Disability income insurance
  • 3. Accident and sickness coverage
- Insurance Regulation
  • 1. Federal and state laws
  • 2. Licensing requirements
  • 3. Unfair trade practices
- Life Insurance Basics
  • 1. Underwriting and issue
  • 2. Policy provisions and riders
  • 3. Types of life policies

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

To apply for a life or health insurance policy,

  • A. the insured must report all information about family illnesses.
  • B. all possible serious medical conditions must be diagnosed and recorded.
  • C. the insured individual's medical history may be reviewed and reported.
  • D. a physical examination must be performed by a licensed physician.
Answer: C

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Question #2

What type of policy pays an amount per day for hospitalization directly to the insured regardless of the insured's other health insurance?

  • A. Hospital indemnity
  • B. Blanket
  • C. Limited-amount per diem
  • D. Medigap
Answer: A

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Question #3

A whole life insurance policy issued by a mutual insurer that provides a return of divisible surplus is called a

  • A. continuous premium whole life insurance policy
  • B. participating whole life insurance policy
  • C. straight whole life insurance policy
  • D. limited pay whole life insurance policy
Answer: B

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Question #4

Unlike HMO plans, PPO plan members MOST often

  • A. must designate a primary care physician.
  • B. can see a physician on a walk-in basis.
  • C. receive no medical benefits while traveling to other states.
  • D. have more choices of doctors and medical service providers.
Answer: D

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Question #5

How many employees are REQUIRED before an employer is subject to COBRA?

  • A. 20 employees
  • B. 50 employees
  • C. 31 employees
  • D. 30 employees
Answer: A

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