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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| General Insurance Principles | - Insurance concepts
|
| Health Insurance Systems | - Managed care models
|
| Policy Administration and Ethics | - Ethical obligations
|
| Accident and Health Insurance Basics | - Policy structure and provisions
|
| Insurance Law and Regulation (Maryland) | - Maryland Insurance Administration rules
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. Which of the following is a requirement of an insurable risk?
A) The chance of loss must be calculable.
B) The loss must be catastrophic.
C) There must be a large number of different loss exposures.
D) The loss must be intentional.
2. Which feature in a long-term care insurance policy is designed specifically to provide benefits at times when family members need a break from caring for the insured?
A) Custodial facility care
B) Respite care
C) Home health care
D) Skilled nursing facility care
3. An insurance adviser's written contract with the client must include all of the following EXCEPT:
A) Amount of the fee
B) Disclosure as to whether commissions may be received
C) Duration of the contract
D) Expiration date of the consultant's license
4. After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer's checking account. What crime has been committed?
A) Fraud
B) Replacement
C) Rebating
D) Twisting
5. Accident and health policies must cover physically or mentally handicapped dependent children:
A) Until they become self-sustaining
B) To age 25
C) For life
D) To age 19
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: A | Question # 5 Answer: C |






